Investment Services


A mutual fund pools money from many investors who share the same investment objective as the fund. Mutual funds give everyday investors a variety of investment opportunities. Investor’s in Mutual funds benefit from the knowledge and experience of professional investment managers who are dedicated to security analysis, evaluation and selection. Investors can have immediate access to their money by selling shares at the fund’s net asset value. Because mutual funds generally invest in a wide range of securities, like stocks and bonds, they provide easy diversification. And because mutual funds are sold in shares, no matter how much you invest, you own a proportionate amount of all the fund’s holdings. Custody, tax reporting and record keeping are among the many services mutual fund companies provide in a highly cost-effective manner.


A variable annuity is a long-term investment product designed for retirement purposes that allows you to accumulate tax-deferred savings. You may choose among a full range of professionally managed investment portfolios. Your investment return will then fluctuate over time reflecting the performance of the investment portfolios you choose. Your variable annuity investment provides for tax-deferred growth. You don’t pay any current taxes on earnings until they are withdrawn. One of the most unique aspects of a variable annuity is the guarantee you can place on your investments. Variable annuities often provide investment value protection by offering guaranteed death and living benefits. The death benefit guarantees investment amounts for your beneficiaries and living benefits protect investments amounts for you. Additionally, to protect against outliving your income, all variable annuities provide for lifetime income options, which can spread taxation over a lifetime.


Because every investor is unique, our investment programs are designed to link your specific investment needs to the appropriate method of professional investment management. In a world when traditional securities analysis and portfolio management are being questioned as out of date in relation to the “new” era of day trading, we are committed to providing personalized investment management services to individual, families, and fiduciaries. We emphasize that each client has unique needs and goals that deserve to be addressed differently. This approach has benefited clients of our firm for many years, and we believe it will remain a successful approach into future decades.

Variable Annuities are long-term investment vehicles that involve certain risks, including possible loss of the principal amount invested. The investment return and principal value may fluctuate so that the investment, when redeemed, may be worth more or less than original cost. Withdrawals of taxable amounts will be subject to ordinary income tax and possible mandatory federal income tax withholding. If taken prior to age 59 1/2, a 10% IRS penalty may also apply. Withdrawals affect the variable annuity’s death benefit, cash surrender value and any living benefit and may also be subject to a contingent deferred sales charge. Sold by prospectuses only. Prospectuses contain important information including fees and expenses. You should read the prospectus carefully before investing or sending money. You should also carefully consider the investment company’s investment objectives, risks charges and expenses before investing.

Mutual Funds: Investors should consider the investment objectives, risks, charges and expenses of mutual funds carefully before investing. This and other information are contained in the fund's prospectus, which may be obtained from your investment professional. Please read it before you invest. Investments in mutual funds are subject to risk, including possible loss of the principal amount invested. Diversification does not guarantee profit or protect against market loss.

Check the background of our investment professionals on FINRA’s BrokerCheck.

Securities products and advisory services are offered through Park Avenue Securities, LLC (PAS), member FINRA & SIPC. OSJ: 800 WESTCHESTER AVENUE 4TH FLOOR SUITE N409, RYE BROOK, NY 10573, ph# 914.288.8800. PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. EPIC Wealth Strategies, LLC is not an affiliate or subsidiary of PAS or Guardian. 

This material is intended for general use. By providing this content Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. 

Online Terms & Conditions

Online Privacy Policy

Important Disclosures

# 2022-141826 Exp 8/24

© 2013-2022 | Steven J. Travaglini | Call Us: (603) 598-3288 | Email Us: